AA Breakdown Cover

The AA

The AA is the largest UK breakdown provider, they attend over 3.5 million breakdowns each year and claim to fix a vehicle every 12 seconds. They offer a range of packages from roadside assistance to recovery, home start and onward journey cover. Each package can cover a single individual, a specified vehicle, joint membership for two people or family membership for three or four family members living at the same address.

AA Breakdown Cover options

Roadside AssistanceCovers you for repairs at the roadside or a tow to a local garage (minimum 1/4 mile from home address)

Recovery Covers you for recovery to anywhere on the UK mainland (includes you, your vehicle and up to 7 passengers)

Home StartExtends cover from roadside assistance to include your home address and the first 1/4 mile

Onward TravelExtra cover in case your car cannot be fixed giving you the option of overnight accommodation or alternative transport to complete your journey

European CoverAnnual or single trip European breakdown cover protects you should you breakdown in over 40 European countries. Cover includes breakdown assistance, recovery to a local garage, onwards to your destination or back to the UK, alternative transport and emergency accommodation.

Type of Cover

Personal CoverCovers you in any car as a driver or passenger as long as the vehicle conforms to policy restrictions
personal cover can be taken out one person or multiple people living at the same address up to a maximum of four people

Vehicle Cover Covers vehicle specified no matter who is driving the vehicle

Payment Options

Yearly MembershipA one-off payment to cover you for the year, cheapest option.

Monthly MembershipThe AA offer a monthly payment option which is a continuous membership where you can cancel at any time by giving them 30 days notice. Paying monthly adds approximately 20% to your costs

Recurring MembershipIf you pay for yearly AA membership using direct debit or some other recurring payment method your AA membership will be renewed automatically until you cancel your membership

AA Policy Details

Vehicle and call-out restrictions Vehicles covered include cars, vans, minibuses and motorbikes with a maximum gross weight of 3.5 tonnes (3, 500kg) and a maximum width of 7’6″ (2.3 m), a minimum of 5 call-outs and a maximum of 10 depending upon number of people covered and consecutive years of AA membership

What’s not Covered Labour costs other than that of the AA patrol

AA Help Videos

More About the AA

Company history
The AA, or Automobile Association, was founded in 1905 to help improve conditions on the roads for a small but growing group of drivers. From small beginnings, just 100 members in 1905, they grew to 83,000 members by 1914. As the AA membership grew so did the services they offered. They started by erecting signs by the roadside to warn of danger and continue today to promote road safety. Today the distinctive black and yellow AA signs are still used to alert drivers to special events.

As touring by car became more and more popular, the AA started to appoint agents and repairers across the UK to help with the vehicle breakdowns. They also started inspecting hotels, giving them AA stars based on their levels of comfort and amenities. Together with restaurant reviews the AA published a number of guidebooks which remain popular even today.

By the late 30s, over 2 million cars were on the UK roads and AA membership levels had reached 725,000. Over the years the AA have lobbied for a number of motoring issues including the lifting of petrol rationing after the Second World War, the compulsory wearing of seat belts, the introduction of lead free petrol, unfair taxes on motorists and number of other campaigns aimed at improving motoring conditions.

Today, the AA has the largest breakdown service in the UK, and they continue to expand their breakdown services and their other financial products.

Company address
AA Insurance Services
PO Box 2AA
Newcastle upon Tyne
NE99 2AA

Contact number
sales – 0800 085 2721
members – 0843 316 4444
breakdowns – 0800 88 77 66

Other AA services

Towards the end of the 1960s the AA started to expand their brand and established the AA insurance service to offer car insurance to its members. Today, AA insurance services help find insurance from a wide variety companies. As well as car insurance, the AA offer, van insurance, home insurance, Caravan insurance, boiler insurance, life insurance, pet insurance, holiday home insurance, leisure home insurance, travel insurance, medical insurance, business insurance and classic car insurance.

The AA financial services division is a fairly new section of the AA that offers various banking services including AA credit cards, AA loans and AA savings accounts.

In 1990 the AA started a franchise for the AA driving school which now boasts around 1,700 fully qualified franchised driving instructors throughout the UK.

As well as the services and products mentioned above, the AA also provides information for motorists, both on a free and paid for basis.